A leading financial services company is looking to hire a Credit Risk Manager for its new Dublin based Credit team. The hire will provide oversight of a portfolio of large corporate accounts to ensure they are managed within the company’s risk tolerance. The hire will also champion a customer focused culture to deepen customer relationships, anticipate risks that could lead to deterioration of the portfolio, recommend appropriate courses of action, while being a key partner to Commercial teams in supporting profitable growth.
Key responsibiliities include:
- Develop a high degree of regional / industry knowledge / expertise and ensure the ongoing quality of the portfolio through review of relevant publications and the assessment of financial reporting packages
- Prepare detailed written analysis of current and prospective commercial customer credit requests in a timely manner, concisely identifying relevant credit risks and mitigating factors; Deals may be more complex, and/or larger clients in nature, including liaising with Fortune 500 clients.
- Apply expert judgment in decisioning deals at delegated approval authorities and/or recommend appropriate deal structures for Senior Management and/or Board-level reviews and approvals.
- Execute ongoing monitoring of assigned portfolio of accounts, completing annual renewals ahead of expirations and identifying potential problem accounts for enhanced monitoring.
- Consult regularly with internal clients (i.e. Commercial and Collections teams) and external customers (i.e. building relationships with Fortune 500 executives) as necessary in completing credit-related requests, including underwriting, contract documentation and obtaining necessary deal structure requirements when applicable.
- Obtain, investigate, and analyze credit data.
- Adhere to credit and operational policies and procedures, including completion of routine know-your-customer due diligence
Key requirements:
- At least 7 years’ credit experience at a financial institution with a focus on large coporates.
- Product knowledge across large corporate lending, leasing, asset based finance.
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